BENEFITS OF DEBT CONSOLIDATION AND REFINANCE

    Debt consolidation can save you thousands of dollars by eliminating your high interest rate consumer debt such as credit cards, car loans and higher rate lines of credit . Debt consolidation will increase your cash flow and lower your monthly overall debt payments. Instead of having multiple payments, you will have one monthly payment at a lower rate.

    ELIMINATE CONSUMER DEBT

    LOWER YOUR MORTGAGE RATE

    INCREASE YOUR CASH FLOW

    LOWER YOUR OVERALL MONTHLY DEBT PAYMENTS

    CONSOLIDATES HIGH INTEREST DEBTS INTO ONE PAYMENT AT A LOWER RATE

    MOST COMPETITIVE RATES AT MARKET

    About US

    Vladimir Trkulja is "Vladdy", a licensed Mortgage Agent in Ontario.(Lic. #M10002681).

    Vladimir has over 25 years of experience in the financial services industry and has been an independent mortgage agent for over a decade.

    A graduate of York University, he has extensive experience in financial planning and investments and has worked for TD, CIBC and RBC Royal Bank. His understanding of both investments and lending allows him to put a strategy in place for you that helps you make the right decision, a decision that helps you create wealth in a more efficient manner.

    Born in Toronto, Ontario, Vladimir is Canadian. His parents immigrated from the former Yugoslavia in the 1960s.

    GET APPROVED NOW

    Whether you just purchased your first home, have a mortgage renewing or you are looking to refinance and consolidate some debt, we are here to help you.

    We shop around and negotiate for you and present you with the lowest mortgage rate available. Finding the right mortgage for you creates long term savings and can increase your monthly cash flow, especially if you are consolidating debt.

    A Mortgage Agent works objectively for you and is not limited to a product offering from one financial institution, like a bank. We have access to over 40 different lenders, including big banks, trust companies, credit unions and wholesale lenders

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    Client Testimonials and Reviews

    Mortgage Calculators